Business Banking

A financial partner can help your business grow to its full potential. First Savings Bank offers experienced banking professionals here in your community, ready to meet your needs and exceed your expectations.

We offer expertise in all facets of business banking with a personal touch. Whether you have a small start-up or a multi-million dollar company, we’re here to offer the services you need with the most current technology. We want to get to know you and your business.

Checking 

• Small Business Checking

  It’s all you need a business account to be…simplified! The lower balance requirements make this the perfect small business account. There’s no charge for the first 75 checks and 75 deposited items, no charge for electronic transactions and check images are returned with your monthly statement.

  
  
• Business N.O.W. Checking

  An interest bearing checking account for sole proprietors and business individuals. With unlimited check writing privileges, it’s the ideal account for high activity businesses with larger deposits.

  
  
• Business Credit Back Checking

  When you need an account that allows a high volume of activity but still rewards you for a larger balance, look no further than the Business Credit Back Checking! Get unlimited check writing privileges, an earnings credit to offset fees and check images each month with your account statement.

  
  

 

Want more?

Add these available features to any business account:

•  Business ATM / Check Card
• Online access through PC Execubanc®, Internet Banking for Businesses
• Discounted Merchant Services rates
• Online Statements available
• Online Bill Pay available
• Employee Rewards services available

 

Employee Rewards Program:

Employee Rewards is open to businesses with a deposit relationship with First Savings Bank. Employees of enrolled businesses enjoy the following benefits:

• Unlimited check writing
• No charge for first order of checks
• Direct Deposit
• ATM / Check Cards available
• 24/7 online access through PC Express® Internet Banking
• Online Statements available
• Online Bill Pay

In addition, we will provide promotional materials and come to your place of business to open accounts for your employees!

 

 

Savings / Money Market / CDs

 

• Statement Savings

  Short term or long term, you’ll earn a competitive rate on your balance!

  
  
• Money Market Accounts

  Enjoy the features of an interest bearing savings account and check writing privileges with our Money Market Account!  And the best part is, the more you save the more you earn, because the rates are tiered to reward higher balances. Earn current market rates while enjoying the flexibility of limited check writing privileges.

  * Up to 6 withdrawals allowed per month, including up to 3 checks. Withdrawals in person are unlimited.

  
  
• Certificates of Deposit

  If you're looking for a competitive, higher interest rate, a certificate of deposit may be the account for you. A CD requires funds to remain on deposit for a specified time but offers you the security of a fixed rate. CD s available in terms from 91 days to 60 months.

  
  

Business Services

• Business Services

  PC Execubanc® Internet Banking for Businesses

  Manage your business accounts without leaving your office. PC Execubanc® provides you with powerful banking tools designed specifically for your business.

  Save time, improve your cash flow and streamline your cash management procedures in a fully secure environment. Use our flexible, user-friendly system to access your accounts. With PC Execubanc® you have:

  • Real-time Account Balances
  • Check and Deposit Images
  • Direct Deposit of Payroll
  • ACH Origination
  • Wire Transfers
  • Transfer Funds between accounts in real time
  • State and Federal Tax Payments
  • Bill Pay Services
  • Online Statements
  • Ability to Export Transactions
  • Designated Employee Access
  • All in a fully safe and secure environment

  Our professional, trained staff will be there every step of the way to ensure proper setup and continued satisfaction.

  Click here to learn more.

  
  
• Remote Deposit Capture

  Execu-posit®

  Increase employee efficiency and save yourself a trip to the bank with Execu-posit®. First Savings Bank offers business customers this system that makes it possible to deposit checks without ever leaving the office.

  Using the scanner we provide, simply scan checks in and click submit. Your deposits are electronically transmitted and credited to your account without ever leaving your office.

  Click here to learn more.

  
  
• Merchant Account Services

  We've partnered with Elavon to deliver the industry’s leading payment processing solutions.  By combining our banking expertise with Elavon’s premier payment processing network, you can enjoy a one-stop solution for all of your banking and payment processing needs.

  Choosing the right payments partner can be critical to your bottom line, and Elavon clearly delivers the most powerful platform in the industry.  If you have a payment processing need, First Savings Bank and Elavon have the solution.

  RELY ON ONE SOURCE FOR PAYMENT PROCESSING

  • 100% network uptime from Elavon’s fully redundant systems
  • High speed transaction processing
  • Security Solutions – PCI Program with Data Breach Coverage

  CHOOSE AN INDUSTRY LEADER

  • Elavon processes over three billion transactions annually for more than 1 million merchant locations worldwide
  • Elavon is the fourth largest payment processor in the United States

  ENJOY SUPERIOR CUSTOMER CARE & ONLINE SUPPORT

  • Customer Care is available 24/7 from trained professionals in Elavon’s call center
  • Log onto MerchantConnect.com to request new products, access monthly statements, view the status of your account and more.

  PAYMENT SOLUTIONS ARE AVAILABLE FOR:

  • Retail
  • Restaurants
  • Supermarkets
  • Healthcare
  • Lodging/Hospitality
  • Education/Government
  • Mail order/E-commerce

  SOLUTIONS TO GROW YOUR BUSINESS:

  • Accept all Card Types
  • EMV/NFC Terminals & Peripherals
  • Tablet POS Systems
  • Mobile Devices
  • Software & Internet
  • VirtualMerchant Mobile
  • Electronic Check Service
  • Gift/loyalty Programs
  • Dynamic Currency Conversion
  • Multi-Currency Processing
  • Reporting Solutions

  Already a First Savings Bank business customer, but need to register for online account access?  Click here to get started.  If you already have your User ID and Password, click here to access monthly statements; view the status of your account and much more.